Checking Square Account

  • The minimum initial deposit is $200 to open an account.
  • The maximum initial deposit is $100,000.
  • There are no monthly maintenance fees.
  • There are no minimum balance requirements.
  • Monthly statements are delivered electronically.
  • Includes ATM/Check Card with "Dime Share" program.
  • Access to MoneyPass surcharge-free ATMs nationwide.

Checking Square "Dime Share" program: Receive $0.10 back for each completed point of sale transaction $10.00 or greater. You will receive a monthly credit for your activity. ATM transactions do not qualify. If you close your account, any amount of unpaid credit will not be paid.

Savings Square Account

  • The minimum initial deposit is $200 to open an account.
  • The maximum initial deposit is $100,000.
  • There are no monthly maintenance fees.
  • There are no minimum balance requirements.
  • Monthly statements are delivered electronically.

Interest begins to accrue on your account no later than the business day we receive credit. Interest will be compounded monthly and credited monthly. If you close your account before interest is credited, accrued interest will not be paid. The interest rate paid on this account is established by Kirkpatrick Bank and may change at any time.

There are no limitations on the number of deposits you can make to this account. Only six preauthorized, automatic, computer or telephone transfers can be made from this account to another account in any month (a month may be either a calendar month or a statement cycle month). If you exceed these limits on more than an occasional basis, we may be required to close your account.